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Arson or a technical defect? Even if there has not been any criminal
activity involved and the police have ended their investigation, the
responsible insurance company will conduct its own investigation. The
incident has to be completely analyzed in order to decide whether to honor
the claim and determine the optimum course of action for the insured party.
Especially in more complicated cases, the experience and expertise of the
Allianz Center for Technology can prove extremely valuable. For example, our
fire-simulation facility lets us pinpoint the cause of fire by reproducing
the event, no matter whether the fire is of chemical, electrical or
mechanical origin.
Origin and Cause Investigation
On site:
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Scene investigation report
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Examination of debris
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Chemical and physical testing
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Laboratory investigations
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Spontaneous combustion
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Ignition caused by external factors (arson, heat accumulation)
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Reproducible fire modeling
Investigation of electrical origins:
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Examination of circuitry
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Reproducible modeling
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Examination of components
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